Billy permits you to monitor your subscriptions and payments in a easy app
A brand new app referred to as Billy needs to assist shoppers extra simply handle their subscriptions and payments, by holding monitor of your fastened prices and recurring funds, and make these accessible by way of a easy cellular interface. Meaning monitoring month-to-month funds like lease, alongside subscriptions to quite a lot of providers like Dropbox, Apple Music, Spotify, Ps Plus, Evernote, Google Drive, Netflix, your cellular phone invoice, and lots of extra.
The app arrives at an opportune time, as right now’s shoppers are subscribing to providers – like streaming music or films – slightly than shopping for bodily merchandise, like CD’s and DVD’s. Plus, most of the cloud-based mostly providers have related month-to-month or annual charges that we frequently don’t take into accounts when managing our month-to-month budgets.
Mixed, these providers can find yourself consuming away at our obtainable revenue, and but it’s nonetheless pretty troublesome to get a fast overview of what we’re spending, the place, and when these payments grow to be due.
These are the issues Billy goals to unravel. At present, the app gives a easy consumer interface that allows you to select from one in every of many well-liked subscription-based mostly providers, or enter in your personal customized subscription for belongings you need to monitor, whether or not that’s lease and utilities, or a extra area of interest subscription not but included within the app – like your $10 per 30 days ipsy make-up pattern bag, for example.
At launch, you must enter in these subscriptions manually – which is each a draw back and a plus. It undoubtedly takes extra time to get began with Billy, however the finish result’s that the app could possibly be extra correct and personalised than competing providers.
Presently, there are a few different startups that promise to ship comparable insights into your spending, together with Trim, which helps you discover subscriptions and cancel these you not want, and TrueBill, which focuses on serving to you handle your on-line subscriptions.
Nevertheless, what I’ve discovered when testing these choices is that automation (the providers scan your checking account or bank card assertion) shouldn’t be all the time an ideal answer. They will get issues incorrect at occasions, or miss a few of your recurring payments.
Billy, as an easy utility, doesn’t have that drawback. Nevertheless, the app’s creators say they plan to introduce automation in a future launch. Ultimately, the aim can be to remove the necessity for consumer enter.
For now, although, Billy works as a primary budgeting device. You enter your payments and subscriptions, due dates, after which obtain notifications when payments are due. Along with supplying you with a greater concept about your spending, the app may be helpful for roommates splitting family prices, its creator notes.
Explains Billy founder Jeffrey de Groot, this bootstrapped app started as a aspect challenge, when he couldn’t discover a budgeting app he appreciated on the App Retailer.
“I had this concept of getting a transparent overview of all my subscriptions, however I simply couldn’t discover a easy app that did the job,” he says. “Most of them had too many options and felt like they weren’t designed with the consumer in thoughts.”
De Groot says he carried out all of the concepting and design work, and for improvement he teamed up with Joost van Dijk, who beforehand constructed a nifty app referred to as Notifyr that brings iPhone notifications to the Mac.
Billy at this time makes use of a freemium enterprise mannequin that allows you to add as much as four subscriptions as a way to attempt issues out. For those who determine you need to truly use Billy, you’ll need to pay $zero.ninety nine by way of in-app buy to unlock limitless subscription monitoring.
Billy is a free obtain on iTunes.